Life Insurance in and around Duluth
Protection for those you care about
What are you waiting for?

Would you like to create a personalized life quote?

It's Never Too Soon For Life Insurance
When it comes to reliable life insurance, you have plenty of choices. Evaluating riders, providers, coverage options… it’s a lot, to say the least. But with State Farm, you won’t have to sort it out alone. State Farm Agent Joe Golcz is a person who can help you generate a plan for your specific situation. You’ll have a straightforward experience to get economical coverage for all your life insurance needs.
Protection for those you care about
What are you waiting for?

Life Insurance You Can Trust
But what coverage do you need, considering your situation and your loved ones? First, the type and amount of insurance you choose should accommodate your current and future needs. Then you can consider the cost of a policy, which is calculated using your current age and how healthy you are. Other factors that may be considered include lifestyle and personal medical history. State Farm Agent Joe Golcz can walk you through all these options and can help you determine what will work for you.
It's never a bad time to make sure your loved ones have coverage against the unexpected. Visit Joe Golcz's office to experience what State Farm can do for you.
Have More Questions About Life Insurance?
Call Joe at (218) 525-6623 or visit our FAQ page.
- Build a stronger well-being.
- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
Benefits of owning a life insurance policy to cover your final expenses
Benefits of owning a life insurance policy to cover your final expenses
Final expense insurance (or burial insurance) can help relieve the burden of funeral planning. We'll explore details of guaranteed issue life insurance.
Life insurance vs annuities
Life insurance vs annuities
Staying informed about how annuities and life insurance work makes it easier to come up with a financial roadmap that's tailored to your needs.


Simple Insights®
Benefits of owning a life insurance policy to cover your final expenses
Benefits of owning a life insurance policy to cover your final expenses
Final expense insurance (or burial insurance) can help relieve the burden of funeral planning. We'll explore details of guaranteed issue life insurance.
Life insurance vs annuities
Life insurance vs annuities
Staying informed about how annuities and life insurance work makes it easier to come up with a financial roadmap that's tailored to your needs.